{"id":42,"date":"2021-09-24T13:48:50","date_gmt":"2021-09-24T13:48:50","guid":{"rendered":"https:\/\/phenomcash.com\/?page_id=42"},"modified":"2021-09-27T12:04:37","modified_gmt":"2021-09-27T12:04:37","slug":"privacy-policy","status":"publish","type":"page","link":"https:\/\/phenomcash.com\/privacy-policy\/","title":{"rendered":"Privacy Policy"},"content":{"rendered":"\n
This Privacy Policy is provided by Website in connection with your Loan. In this Privacy Policy, the following definitions apply: (a) \u201cyou\u201d and \u201cyour\u201d mean the individual who applies for, or obtains, a Loan; (b) \u201cwe,\u201d \u201cus\u201d and \u201cour\u201d refer collective to Website, which is the provider of your Loan.; (c) \u201cinformation\u201d means personally identifiable information obtained by us in connection with the Loan; and (d) \u201caffiliate\u201d means a company related by common control or ownership. This Privacy Policy applies with respect to both current and former customers.<\/p>\n\n\n\n
We may collect information from a variety of sources including: information from you on applications or other forms, and communications between you and us, including by writing or telephone; information about your transactions and experiences with us, our affiliates, or others; information received from consumer reporting agencies (e.g., credit bureaus); and information we obtain from other third parties, such as demographic firms.<\/p>\n\n\n\n
We may disclose all of the information we collect, as described in paragraph A, to companies (including affiliates) that perform services on our behalf, including those that assist us in preparing and mailing statements and responding to customer inquiries. We may provide that information to others who perform marketing services for us and to financial institutions that are not affiliates with which we jointly offer financial products or services.<\/p>\n\n\n\n
We partner with a third party ad network to either display advertising on our Web site or to manage our advertising on other sites. Our ad network partner uses cookies and Web beacons to collect non-personally identifiable information about your activities on this and other Web sites to provide you targeted advertising based upon your interests. If you wish to not have this information used for the purpose of serving you targeted ads, you may opt-out by clicking here (TRUSTe global opt-out)<\/a>. Please note this does not opt you out of being served ads. You will continue to receive generic ads.<\/p>\n\n\n\n We may disclose information to third parties who are not affiliates. These nonaffiliated third parties include: financial services providers, such as mortgage and insurance companies; non-financial companies, such as direct marketers, retailers and publishers; and others, such as nonprofit organizations. Information received from applications or other forms, and communications between you and us, including by writing, by telephone, and through the internet, such as address, telephone number, e-mail address, social security number, and date of birth; information about your transactions and experiences with us, our affiliates, or others, such as items credited from retailers and others, your account balance, payment history, and Loan usage with us, our affiliates, or others; and personal information from other third parties, such as demographic firms, in connection with marketing programs. You have the choice to be excluded from our sharing of certain information with these types of third parties. See paragraph F for details. Note: Even if you have chosen to be excluded from information sharing under paragraph F, we may disclose information about you to nonaffiliated third parties that perform services for us or with whom we have joint marketing agreements (as described in paragraph B), or as permitted by law.<\/p>\n\n\n\n If you prefer that we not disclose information about you to nonaffiliated third parties, you may opt out and direct us not to make those disclosures. If you wish to opt out of disclosures to nonaffiliated third parties, you may call or write to us as directed in paragraph E.<\/p>\n\n\n\nC. Information We Share With Nonaffiliated Third Parties.<\/h2>\n\n\n\n
D. How To Tell Us Not To Share Information With Nonaffiliated Third Parties.<\/h2>\n\n\n\n
E.How To Contact Us To Opt Out.<\/h2>\n\n\n\n