Many people don’t have access to fax machines any more thanks to digital trends. We, and the lending market at large, understand that. When you apply for a loan we at PhenomCash won’t make you spend time printing and faxing documents. Everything is handled online, from application to instant approval. Even if you have bad credit, our no teletrack loans are available to you. No verification, no traditional checks, and best of all no faxing required; just cash fast!
What Can I Expect From Faxless Payday Loans?
A no fax payday loan is a short-term loan for a small sum of money completed entirely online. You won’t be required to print or fax any paperwork for this type of cash advance. The form, contract agreement, and deposit happen entirely online. Once you submit your request on our website it will be electronically sent to a lender. They’ll issue a decision almost immediately. E-sign the agreement and your deposit will be on its way. For most borrowers, not even a recent bank statement or paystub will need to be faxed.
How Do I Apply For a No Fax Payday Loan?
The first step in the online application process for a payday loan is navigating to our website. Here you will need to fill out our form asking for your basic information, financial account details, and the sum of money to be borrowed. It takes only minutes to complete, at which time you can submit the request. After submission, you can expect a decision from a high-quality lender within moments.
The direct lender will provide you with the agreement. Take time to review all of the fees, terms, penalties, and conditions laid out in the contract. Most loan terms are thirty days, but be sure to note the repayment date. If you approve, e-sign the contract. No paperwork, faxing, or printing is required!
Within the following business day or even the same day for some, you will see the money arrive in your bank account. What you do with your loan is your business, with no obligations or restrictions. At the time of repayment, typically when you receive your next paycheck, the loan amount and any fees will be deducted from your account. You won’t need to stand in line to repay your loan, just be sure you have the funds available to avoid penalties.
Who Is Eligible For a No Fax Payday Loan?
Most borrowers don’t have to worry about eligibility. And you will be happy to know a good credit score isn’t required. As long as you meet the following requirements you can apply online:
- You must be an adult (over 18)
- You must be a US citizen or permanent resident
- You must have stable employment
- You must provide an active checking account
- You must have a working email account and phone number
Depending on your state of residence, requirements may vary.
Are Faxless Payday Loans Available If I Have Poor Credit?
Good, bad, or no credit, you can still apply for a faxless cash advance! Our direct lenders value your ability to repay the loan thanks to a steady source of income over your credit history. They don’t make decisions on your credit score alone, nor do they use traditional hard credit checks. They can review a copy of your paycheck, received child support payments, alimony, inheritance, pension funds, or any other source of income.
If you’re facing an unexpected cash emergency, PhenomCash may be able to help! Apply online with our quick and easy form for an instant decision. Get the money you need faster and with fewer hassles.