They say nothing in life is guaranteed. Unforeseen costs, financial emergencies, and surprise bills can prove this to be true. If you’re in need of a short-term loan, a guaranteed payday loan may be able to help! Apply online and your request will be sent to our direct lenders. In no time you’ll receive an approval decision with no credit check that is assured to help solve any financial need. Finally, something you can count on!
What Is a Guaranteed Decision Payday Loan?
A cash advance is a form of an unsecured short-term loan. In most cases, they are available to you despite your credit standing. A payday loan with guaranteed decision has a high rate of approval, even for those with bad credit. The small sum of money provided by a payday loan can be used to help pay rent, bills, or anything else. Many borrowers find that their deposit appears in their account the same day or the next day. The loan doesn’t have to be repaid until you get your next paycheck.
Who Should Get a Guaranteed Approval Bad Credit Loan?
If you need a quick solution to your money problems, a guaranteed loan might be your best option. What you do with your money is your business, meaning you can use it to cover a variety of expenses. Bad credit often doesn’t prevent you from getting a guaranteed cash advance, making them a viable solution for those with a less than stellar credit report. All you need is a way to access the internet and a few minutes, and you can have a solution to your money troubles.
What Does a Guaranteed Payday Loan Entail?
Online guaranteed payday loans are simple to apply for and result in cash very quickly. These steps will detail how you can apply, receive funds, and repay your loan with our straightforward process.
- Apply online. Fill out a loan request on our website. It will ask you for details about your background, your bank information, and how much money you require. Make sure to verify all the information you provide. And don’t worry, applying won’t harm your credit score!
- Wait for an approval decision. You will only have to wait mere minutes for a guaranteed approval decision from one of our lenders. They quickly review your form, run a soft credit check, and then make a decision. You can expect an approval to arrive via email.
- Complete the agreement. Be sure to read carefully over the terms and conditions, repayment date, and any fees that could occur. Don’t hesitate to reach out to your lender for clarification. If you agree with the contract, submit your e-signature and you’re all set!
- Get your deposit. Most borrowers will see a deposit appear in their account within one business day, however, some do get a same-day deposit. In order to get your money the same day, you should apply before 11:30 am on a weekday. If you receive instant approval, your funds could arrive sooner than you think.
- Payoff your loan. When the repayment date arrives, your loan will need to be repaid. Our lenders typically automatically withdraw the money from your account. The repayment date usually falls around the time you get a paycheck, meaning your account should have enough funds to cover the withdrawal. If you need to make other arrangements be sure to contact your lender well in advance.
Am I Eligible for a Guaranteed Payday Loan?
You will be happy to know that most people are eligible for a payday loan. You don’t need a great credit score or even any credit at all! Check your eligibility against the criteria below.
- 18 years or older
- A citizen of the US or permanent resident
- Have a stable income source
- Have a checking account in good standing
Some states and individual lenders have additional requirements. Still, don’t let your credit history prohibit you from applying as good credit isn’t a prerequisite for a payday loan.
Is a Guaranteed Approval Payday Loan Real?
Yes, they are real. However, guaranteed doesn’t mean you will get your loan request approved. No loan can be 100% guaranteed. In this case, it means our loans have a high chance of being approved. This is due to the fact that our leaders don’t rely on hard credit checks or use prominent credit bureaus. They care much more about your income, employment, and subsequently your ability to repay the loan.
Many borrowers don’t have trouble securing approval, though not all lenders have the same criteria. Most consumers can easily find a lender who is ready to provide them with cash fast, despite their credit score.